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Getting your mortgage pre-approval right – from start to finish
So, you’ve got your deposit together and you’re rearing to start house-hunting. But first, you may be thinking about getting a home loan – and there’s no better way to get a home loan than to start with pre-approval. To help you make the most of this process, let’s break down the key points of[...]Read More
Mortgage rates may drop further – but how low?
Some banks – including ASB, ANZ and Westpac – are expecting rates to drop further in the coming months, given the Reserve Bank of New Zealand has left the door open to a lower or even negative official cash rate (OCR) next year. Currently, the OCR sits at 0.25 per cent. So, what will it[...]Read More
Seven ways to stay on top of your mortgage
If your income has dropped, you may be concerned about the affordability of your mortgage repayments over the coming months. While this thought can be a stressful one, there are options available to help you get through. Talk to us and your lender The first thing to do is get in touch with us and[...]Read More
Here to help with your financial questions
These are most definitely difficult and unique times as the world grapples with the rapidly evolving impact of coronavirus (COVID-19). Our thoughts are with those affected across the world, and of course at home in New Zealand. Times such as these highlight the importance of supporting each other and caring for our community: from the[...]Read More
Should you re-fix your mortgage now?
Interest rates have never been lower, and according to experts, they may even drop further. So is now a good time to refix my mortgage? There’s no denying that low rates are great for convenience. But before taking any steps, it’s important to understand the bigger picture. What’s your financial situation? And what are your short and[...]Read More